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Wells Fargo Reflect® Card

Wells Fargo Reflect® Card — Terms, Rates & Fees

Apply now

Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions. 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.49%, 23.99% or 29.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5. $0 annual fee. Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible. Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.

Nav's Verdict

Cost

HighLow

Effort to Apply

DifficultEasy

Card Perks

PoorGood

Features

PoorGood

9/10

Bottom Line

A great card for those looking to pay down debt or planning to make a big purchase without having to pay interest right away.

Pros

Excellent intro APR period

Cons

Limited cash back opportunities

Rates and Fees

Terms, Rates & Fees

Intro APR

0% intro APR for 21 months from account opening

Purchase APR

17.49%, 23.99% or 29.24% Variable APR

Annual Fee

$0

Welcome Offer

N/A

Rewards Rate

N/A

Foreign Transaction Fee

3%

Reviews

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Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.