Master Cash Flow for Your Business | Insights & Tools - Nav

Cash Flow Health

Take charge of your business finances

Quickly and easily understand when you have enough cash — or when to adjust — with tools built for you, not accountants.

Unlimited accounts

Track all your accounts in one place

No more shuffling between tabs. Connect all your business and credit accounts to see a simple view of your finances.

Modal UI screen showing three financial accounts
Account balance of $12,540.15 projected to be -$698 in 3 days, with a close-up of a hand using a screenprinting tool.

Balance forecasting

See where your balances are headed

Know how your income is trending so you can make informed decisions to change or accelerate your plans. It’s the closest thing to a crystal ball.

Net profit

Quickly review your income

Get an easy-to-scan snapshot of your spending categories so you know where to cut back and where to invest more.

Net profit display of $13,596.36 with revenue and expense bars over a blue gradient grid background

NAV PRIME

Nav Prime makes bookkeeping a breeze

We see those manual spreadsheets and folders full of receipts. Take back your time (and sanity) with automated bookkeeping — use it with or without a CPA.

Bar chart showing revenue and expenses fluctuations over several months

Financial statements

Get tax prep forms

Whether you’re doing taxes on your own or with a CPA, your profit & loss statements are just one click away.

$11.63 purchase categorization prompt for Nav Prime Card: reply 'Supplies' or 'Inventory'

Automatic categorization

Organize expenses

We’ll automatically sort your transactions — all you need to do is confirm they’re correct.

Why Nav customers love Cash Flow Health

Meet the small business owners who are redefining their business journey with Nav.

“Nav Cash Flow Health motivates me. It’s easier to understand for someone who doesn’t have a CPA.”

Blake M.

Guapaholics

“It’s like having an advisor in your back pocket.”

William H.

Logistics Company

FAQs

Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Prime Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.

Start tracking your cash today

Monitor all your money in one spot. Secured using bank-level encryption.

Privacy PolicyTerms of Use

© 2025 Nav Technologies, Inc. All Rights Reserved

Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Visa Business Debit Card and the Nav Prime Charge Card are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.

With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.

Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at thread.bank/sweep-disclosure and a list of program banks at thread.bank/program-banks. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions.