Get your business ready for funding

Learn how to strengthen your business’s credit and cash flow to help give lenders confidence to support your growth.

Get started for free

everything you need

Apply for funding with confidence

Know where you stand, find options that fit, and plan your next steps. Nav isn’t just a powerful suite of financial tools — we’re part of your team.

YOUR MEMBERSHIP

Nav Prime unlocks powerful support for your business

Track credit, cash flow, and potential eligibility for funding in real time. Getting credit reports elsewhere would cost you 4x more each month.1

Free

$0

/ mo

For businesses seeking a general idea of their funding readiness and approval odds

Sign up for free

  • Basic business credit ranges from D&B, Experian, and Equifax

  • 1 personal credit score from Experian

  • Basic funding readiness snapshot

Track

$39.99

/ mo

For businesses who want to understand and monitor their current funding readiness

Join Nav Prime

  • Prime membership tradeline to build business credit2

  • 6 credit scores and report data from D&B, Experian, Equifax, and TransUnion

  • Funding readiness assessment

  • Exclusive lending partner discounts3

Build

Popular

$49.99

/ mo

For businesses looking to build business credit to help improve their funding readiness

Join Nav Prime

  • Prime membership tradeline to build business credit2

  • Nav Credit Builder Card4 to build business credit and earn rewards5 (in beta, not included at signup)

  • 6 credit scores and report data from D&B, Experian, Equifax, and TransUnion

  • Funding readiness assessment

  • Automated bookkeeping tools

  • Exclusive lending partner discounts3

Expand

$74.99

/ mo

For businesses who want 1-on-1 guidance to help maximize their funding readiness

Join Nav Prime

  • 1-on-1 monthly business credit coaching to help you get closer to your funding goals

  • 1-on-1 monthly business credit coaching to help you get closer to your funding goals

  • Prime membership tradeline2

  • Nav Credit Builder Card4 (in beta, not included at signup)

  • FICO® SBSS℠ Score: Track eligibility with 7,500+ lenders

  • 7 credit scores and report data from D&B, Experian, Equifax, TransUnion, and FICO® SBSS℠

  • Funding readiness assessment

  • Automated bookkeeping tools

  • Exclusive lending partner discounts3

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California loans arranged pursuant to Department of Financial Protection & Innovation Lenders License 60DBO-98588

Nav Technologies, Inc. is a financial technology company, not a bank.

Credit building results vary. Scores are calculated based on multiple factors, and some users may not see improved scores.

1

Based on comparison of Nav's $39.99/month subscription vs. combined cost ($158.90/month) of comparable business reports from Experian, Equifax, and D&B as of July 2025. "4x" represents approximate comparison. Individual prices and features may vary.

2

Credit building results vary. Scores are calculated based on multiple factors, and some users may not see improved scores.

3

Loans and lines of credit are made available by Fundbox or its bank partners, First Electronic Bank and Lead Bank. An application is still required before funds are disbursed. Nav Loans is a tool offered by Nav to facilitate approval and access to financing information for certain loan products provided by Nav partners. All offers are subject to lender underwriting and approval. If approved, Nav Prime members can save a 1% discount on fees when making a draw through their Nav account.

4

Parafin is the servicer of the Nav Credit Builder Cards. Parafin and Nav Technologies are financial technology companies, not banks. Nav Credit Builder Cards are issued by Column N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc., and are powered by Marqeta. Subject to approval and eligibility. Terms and conditions apply. The Nav Credit Builder Card is designed to report business payment history to business credit bureaus and support business credit building. Credit building results vary as business credit scores are calculated based on multiple factors and some businesses may not see improved scores. This product reports to business credit bureaus only and does not affect personal consumer credit profiles. The Nav Credit Builder Card is a business financing product and may not be used for personal, family, or household purposes.

5

Card purchases may be eligible for cashback. See the Rewards Agreement for more information.

6

Based on aggregate data tracking positive business credit score changes across Equifax, Experian, and Dun & Bradstreet among Nav Prime subscribers observed after three months. This reflects an average score increase; individual results will vary. Each business credit bureau uses different scoring models and considers many factors, so some users may not see improved scores.