Nav Prime Card Only with Nav Prime
Get credit for what you’re already buying
Skip the bulk paper towel orders. Swipe your card for any business expense to build business and personal credit at the same time.
How it works
Meet your credit-building card
Build business and personal credit with the same transactions — without carrying a balance.
Spend
Spend up to your daily credit limit on whatever your business needs — with 0% APR.
Pay
Repay at the end of each day from your linked account. Set up autopay to make it easier.
Build
The more you spend, the more credit history you build with the major bureaus.
Repeat
Continue monthly to keep building. Check your progress in your Credit Health dashboard.
Personal Credit New
Build twice the credit
Now you can choose to build personal credit alongside business credit. It’s optional — no extra fees, just extra perks.
Automatic Tradelines
Turn team lunches into tradelines
Move past tradelines that restrict purchases (and charge random fees). Use the Nav Prime Card on anything your business needs, from coffee to ballpoint pens — 1 card, 2 tradelines.
Simple application
Avoid big bank requirements
Keep it simple with:
• No revenue minimums
• No time in business requirements
• No personal credit check
• No security deposit
daily repayments
Set up automatic payments
Toggle on autopay to easily manage your money, while also reducing the chance of missing a payment (a top credit-building requirement).
Why customers love the Nav Prime Card
Meet the small business owners who are redefining their business journey with Nav.
What Nav is doing with the personal credit feature at the same price... it's a no brainer.
Yizreel T.
SPMG Automotive International
“Where else do you get to build [business] credit with your daily purchases? I used my Nav Prime Card to make net 30 purchases with other companies, which enabled me to get double credit — literally.”
Stephen
Nav Prime Member
“Seeing that business credit grow through Prime and having that line of credit with the Nav Prime Card is huge.”
Ryan L.
BCK Ranch
Frequently asked questions
Nav Prime
Get the Nav Prime Card, plus more tools to grow with Nav Prime
Credit Health
Unlock up to 6 business and personal scores to track your total progress in one place.
Credit building
Get up to 2 tradelines submitted monthly to the major business credit bureaus. No hard credit checks.
Cash Flow Health
Nav Business Checking is your starter bank account. Plus, keep your books and transactions tidy while you build business credit.
Unlock your second Nav tradeline
You’re one short application away.