Nav Prime Card
Turn business as usual into business credit building
No need to go out of your way to build business credit (like buying bulk paper towels). Get credit for the purchases you’re already making.
How it works
The you’re-in-charge card
Build business credit on this daily charge card without carrying a balance.
Spend
Get 0% APR for everyday business expenses. Pay effortlessly with mobile wallet.
Pay
Repay automatically from your linked account at the end of each day.
Build
The more you spend, the more business credit history you build with the major bureaus.
Repeat
Continue monthly to keep building. Check progress in your Credit Health dashboard.
Automatic Tradelines
Get credit for your breakfast burrito
Unlike other tradelines, you can use the Nav Prime Card on anything your business needs.
Daily repayments
Repay your balance automatically
Set up autopay to repay your card on time, at the end of each day. Daily repayments make it easier to safely manage your money.
No barriers
Avoid big bank requirements
Banks often have a laundry list of expectations for applicants. We believe every business owner should have the chance to grow.
- No revenue minimums
- No time in business requirements
- No personal credit check
- No security deposit
- No personal guarantee
Why customers love the Nav Prime Card
Meet the small business owners who are redefining their business journey with Nav.
“Seeing that business credit grow through Prime and having that line of credit with the Nav Prime Card is huge.”
Ryan L.
BCK Ranch
“Where else do you get to build [business] credit with your daily purchases? I used my Nav Prime Card to make net-30 purchases with other companies, which enabled me to get double credit — literally.”
Stephen
Nav Prime Member
FAQs
Unlock your second Nav tradeline
You’re one short application away.