Nav Business Checking

Bank where you build business credit

Do it all with Nav Prime — no credit check, no monthly maintenance fees, and no minimum balance requirements.

Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC.

Clear budgets

Up to 3 checking accounts

Open up to 3 distinct accounts to help you more easily budget for things like everyday recurring costs, big investments, and your rainy day fund.

Convenient payments

Pay and repeat

Get flexible payment options — one-time, recurring, or scheduled. Also, make withdrawals at 55,000+ in-network Allpoint ATMs.

Real-time insights

Budget tools meet banking

Plan your next move with confidence by tracking unlimited, fee-free domestic ACH transactions, plus income, expenses, and balance trends.

Why customers love Nav Business Checking

Meet the small business owners who are redefining their business journey with Nav.


“A lot of companies say they help you establish working capital, but force you to jump through hoops. At Nav, they’ve made it easy.”

Nav Business Checking customer

BUSINESS OWNER

“Nav Business Checking is outstanding, wonderful, and extremely helpful.”

Nav Business Checking customer

BUSINESS OWNER

FAQs

Get banking built for financial growth

Apply when you sign up for Nav Prime.

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© 2024 Nav Technologies, Inc. All Rights Reserved

California loans arranged pursuant to Department of Financial Protection & Innovation Lenders License 60DBO-98588

Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Visa® Business Debit Card and the Nav Prime Charge Card are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. All other features of the Nav Prime membership are not associated with Thread Bank.

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Your deposits qualify up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/  and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.