Upgrade Triple Cash Rewards Visa®
$200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions.* 2.2% unlimited cash back on 2.2% unlimited cash back on every purchase. Pay no interest when you payoff your balance early each statement period*. See if you qualify in seconds with no impact to your credit score. No annual fee. Combine the flexibility of a card with the predictability of a loan. Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection and more. Up to 10% cash back from your favorite brands with Upgrade Shopping. Contactless payments with Apple Pay® and Google Wallet™. Mobile app to access your account anytime, anywhere. Use your card anywhere Visa is accepted. Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy. *To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
Effort to Apply
DifficultEasy
6/10
Bottom Line
A great card for those who pay on-time and want to build their credit scores since they report to the 3 credit bureaus.
Purchase APR
14.99% to 29.99%
Welcome Offer
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
Rewards Rate
Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases.
Foreign Transaction Fee
Up to 3%
Reviews
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