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Reflex® Platinum Mastercard®

Reflex® Platinum Mastercard®
Terms, Rates & Fees
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Up to $1,000 Initial Credit Limit. See if you Pre-Qualify with No Impact to your Credit Score. Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit. Unsecured credit card requires No Security Deposit. Perfect card for everyday purchases and unexpected expenses. Monthly reporting to the three major credit bureaus. Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements). Use your card everywhere Mastercard is accepted at millions of locations. Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines).

Nav's Verdict

Cost
70% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
30% Complete
PoorGood
Features
20% Complete
PoorGood

5/10

Bottom Line

A starter card for those with limited or less than perfect credit history. Initial credit line of up to $1,000, that doubles up to $2,000, after 6-mos of on-time minimum payments. See if you pre-qualify for an offer without impacting your credit score. This card requires a checking account and has a monthly maintenance fee in year 2 if you qualify for the $300 or $500 credit line (none if you qualify for a $750 or $1,000 credit line). This card features monthly reporting to the 3 major credit bureaus, free access to your Vantage credit score from Experian, and can be used anywhere Mastercard is accepted.

Pros

Reports to the three major credit bureaus.

Cons

High APR and annual fee.

Rates and Fees
Terms, Rates & Fees
Intro APR
N/A
Purchase APR
35.90% Fixed
Annual Fee
$75 - $125
Welcome Offer
N/A
Rewards Rate
N/A
Foreign Transaction Fee
3% of each transaction in U.S. dollars.

Reviews

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