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Fortiva® Mastercard® Credit Card

Fortiva® Mastercard® Credit Card — Terms, Rates & Fees

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With the Fortiva® Mastercard® Credit Card, you earn 3% cash back rewards* on Gas, Groceries and Utility Bill Payments. Make contactless payments through Mobile Wallet. Periodic Credit Increase Reviews. Free access to your Vantage 3.0 score from Equifax†. † Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

Nav's Verdict

Cost

HighLow

Effort to Apply

DifficultEasy

Card Perks

PoorGood

Features

PoorGood

5/10

Bottom Line

A great credit-building card with up to 3% cash back rewards.

Pros

A credit-building card which doesn't require a security deposit.

Cons

High annual fee.

Rates and Fees

Terms, Rates & Fees

Intro APR

N/A

Purchase APR

29.99% or 36% Fixed

Annual Fee

See terms

Welcome Offer

N/A

Rewards Rate

Earn up to a 3% cash back reward.

Foreign Transaction Fee

3% of each transaction amount in U.S. dollars

Reviews

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Personal FICO credit scores and other credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit or financing type you are eligible for. Nav uses the Vantage 3.0 credit score to determine which credit offers are recommended which may differ from the credit score used by lenders and service providers. However, credit score alone does not guarantee or imply approval for any credit card, financing, or service offer.

Editorial Disclosure

Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.