Citi Rewards+® Card
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
- No Annual Fee
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
8/10
Bottom Line
A great card offering no annual fee, intro APRs on both purchases and balance transfers, and generous rewards on spending.
Pros
Automatic rounding on purchases. Generous rewards structure and intro APR offer.
Cons
Depending on your credit, the purchase APR may be a bit high.
Rates and Fees
Intro APR
0% for 15 months on Purchases and Balance Transfers
Purchase APR
17.99% - 27.99% (Variable)
Annual Fee
$0
Foreign Transaction Fee
3%
Reviews
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