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Advertiser & Editorial Disclosure

The Plum Card® from American Express

Terms, Rates & Fees

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Paying early pays off: earn an unlimited 1.5% Early Pay Discount on eligible charges paid within 10 days of your statement closing date and see the discount applied to your next statement when you pay at the least the Minimum Payment Due by the Payment Due Date. Take up to 60 days to pay with no interest‡, when you pay your minimum due by the Payment Due Date. No Foreign Transaction Fees.‡ Terms Apply. Learn More.

Nav's Verdict

Cost

HighLow

Effort to Apply

DifficultEasy

Card Perks

PoorGood

Features

PoorGood

6/10

Bottom Line

Enjoy payment flexibility with the option to carry a balance interest-free for up to 60 days as long as you make the minimum payment on your due date.

Pros

60 day interest grace period or 1.5% discount.

Cons

High annual fee.

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Rates and Fees

Terms, Rates & Fees

Intro APR

N/A

Purchase APR

All charges made on this charge card are due and payable when you receive your periodic statement.

Annual Fee

$250‡

Welcome Offer

N/A

Rewards Rate

Paying early pays off: earn an unlimited 1.5% Early Pay Discount on eligible charges paid within 10 days of your statement closing date and see the discount applied to your next statement when you pay at the least the Minimum Payment Due by the Payment Due Date.

Foreign Transaction Fee

None

Reviews

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Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.