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Nav Prime Card

Nav Prime Card

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Two tradelines from Nav Prime membership payments (see pricing page) and Nav Prime Card use. Nav Prime Card to build business credit history from everyday purchases. Detailed Credit Reports with business and personal credit data for confident decisions. Access to Nav Business Checking to manage money with no domestic fees or minimum balance. Always connected to your best funding options on Nav’s platform. Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Visa®️ Business Debit Card and the Nav Prime Charge Card are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details.

Nav's Verdict

Cost

HighLow

Effort to Apply

DifficultEasy

Card Perks

PoorGood

Features

PoorGood

50/10

Bottom Line

The Nav Prime Card is the only business credit-building charge card with no credit check, no personal guarantee, and no security deposit. Nav will report your everyday purchases as a tradeline. Access the Nav Prime Card as part of Nav Prime — the only solution that lets you track your credit progress while simultaneously building your business credit.

Pros

The Nav Prime Card is the only business credit-building charge card with no credit check, no personal guarantee, and no security deposit. Nav will report your everyday purchases as a tradeline. Access the Nav Prime Card as part of Nav Prime — the only solution that lets you track your credit progress while simultaneously building your business credit.

Cons

The Nav Prime Card is the only business credit-building charge card with no credit check, no personal guarantee, and no security deposit. Nav will report your everyday purchases as a tradeline. Access the Nav Prime Card as part of Nav Prime — the only solution that lets you track your credit progress while simultaneously building your business credit.

Intro APR

N/A

Purchase APR

N/A

Annual Fee

The Nav Prime membership is $49.99/mo, which gets reported as a tradeline

Welcome Offer

N/A

Rewards Rate

N/A.

Foreign Transaction Fee

N/A

Reviews

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Personal FICO credit scores and other credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit or financing type you are eligible for. Nav uses the Vantage 3.0 credit score to determine which credit offers are recommended which may differ from the credit score used by lenders and service providers. However, credit score alone does not guarantee or imply approval for any credit card, financing, or service offer.

Editorial Disclosure

Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.