The American Express Blue Business Cash™ Card
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.74% – 25.74%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%. Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited. No Annual Fee. Terms Apply.
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
9/10
Bottom Line
This card offers you one of the highest cash back rates (2%) that you can receive for all purchases on a small business card.
Pros
Attractive intro financing offer. High rates of cash back for business spending. No annual fee.
Cons
No rewards bonus for initial spending. Foreign transaction fees.
Rates and Fees
Intro APR
0% on purchases for 12 months from date of account opening
Purchase APR
17.74% - 25.74% Variable
Annual Fee
$0
Welcome Offer
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Rewards Rate
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.
Reviews
Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.