Line of Credit by OnDeck

Line of Credit by OnDeck

Product Updates: No More Monthly Maintenance Fee! Monthly Payments and Extended Repayment Terms (18 and 24 month terms) NOW AVAILABLE!

OnDeck is America’s largest online small business lender offering business term loans up to $250,000 and business lines of credit up to $100,000 to qualifying small businesses. Their approval process considers the overall health of a business rather than personal credit alone. OnDeck’s quick application requires little to no paperwork. Decisions can be given in minutes, and funding is delivered in as fast as 24 hours.

Nav's Verdict

Cost
4% Complete
LowHigh
Effort to Apply
2% Complete
EasyDifficult
Funding Speed
3% Complete
MonthsMinutes
Repayment Terms
3% Complete
MonthsYears

8/10

Bottom Line

Product Updates: No More Monthly Maintenance Fee! Monthly Payments and Extended Repayment Terms (18 and 24 month terms) NOW AVAILABLE! A line of credit can be a great asset to businesses who need capital on hand- fast. It allows you the flexibility to draw funds when you need it, and you only pay interest on what you use. Once approved, you can draw available funds quickly and easily without having to provide additional documentation.

Pros

No monthly maintenance fees. Monthly Payments available and Extended Repayment Terms (12, 18 and 24 months) Minimal paperwork. As soon as same-day approval and funding sent by next business day. Transparent pricing. Use as much as you need, only pay interest on what you use. Access available funds with one click.

Cons

Not available in all states.

Cost
As low as 29.9% APR
Repayment Terms
12, 18 and 24 month repayment term, resets after each withdrawal - Weekly & Monthly Payments
Funding Amount
$6,000 - $100,000
Funding Speed
As fast as 1 day
Application
All digital. May require some phone communication
Repayment Frequency
Weekly or Monthly

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.