It’s rare when a major bank adds a new credit card to its suite of offerings, but today, Chase has done just that. Chase has provided great credit card options for small business owners for years, and have now added a new card to the Ink line — the Chase Ink Business Unlimited.

While many of the features of the Ink Business Cash Credit Card will carry over to the Business Unlimited, a key change may make it even more appealing to business owners.

What’s New

The main difference between the Ink Business Cash and the Unlimited is in the cash-back percentages. The Ink Business Cash lets cardholders earn 5% cash back in select business categories, but with the new Unlimited card you can earn unlimited 1.5% cash back on every purchase. To get that 5% back on purchases with the Ink Cash, they need to be made at certain vendors — office supply stores — or on certain purchases like internet, cable and phone bills. The Unlimited offering means you can earn unlimited 1.5% cash back on every purchase — no need to remember the purchase categories. That could appeal to businesses who don’t spend enough at office supply stores or on cable to make the 5% lucrative for them.

What’s the Same

Like the Ink Business Cash, the new Ink Business Unlimited will offer 0% Intro APR on Purchases for 12 months, and you will still be able to earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

There is a $0 annual fee for the new Unlimited card (matching the Ink Cash card) and the foreign transaction fee will also match the Ink Cash at 3% of each transaction in U.S. dollars. The interest rate is 13.24% – 19.24% Variable, and you’ll have access to additional employee cards for no additional cost.

What It Means for You

The Ink Business Unlimited card gives you the same great introductory offer as the Ink Business Cash card with a $0 annual fee, but the change in cash-back rewards is where you can see the most benefit. If you don’t already have a business credit card, getting one can help you establish business credit — Chase reports business credit card data to Dun & Bradstreet, Experian, Equifax & the Small Business Financial Exchange. Just be aware that defaulting on the card or making late payments could impact your personal credit scores. (You can check your personal and business credit data for free at Nav.)

*All information about the Ink Business Cash and Chase Ink Business Unlimited credit cards has been collected independently by Nav. These cards are not currently available through Nav. To see what business credit cards are available, please visit the Nav Credit Card Marketplace.