Category: Uncategorized

Will This New Credit Score Help You Get Approved?

One of the biggest frustrations with credit scores may disappear in the not-too-distant future. That pain point? The fact that you can have money in the bank to pay your bills, but not have a strong credit score. As a result, you have trouble qualifying for credit, even if you are confident you can handle the payments. “You may consider yourself financially responsible because you pay for purchases with cash or a debit card, but be a ‘credit ghost’ to… Read More

When Should You Incorporate Your Business?

Starting a business involves a lot of decisions, one of which is when to incorporate and form a legal entity. Do you wait until you start making real money? When should a small business incorporate? “Right away,” encourages small business attorney Garrett Sutton. He’s seen firsthand the problems that can arise when small business owners don’t take that crucial step. Nav Founder and Chief Legal Officer Caton Hanson agrees. He’s started several businesses, he says,  Once a business gets past… Read More

The Single Best Productivity Tip I Ever Received

There's no shortage of productivity tips that promise you you'll get twice as much done in half the time, and for time-starved entrepreneurs, that’s alluring. Sometimes they really do work: one mom blogger, for example, built a million-dollar business in part by using a simple productivity hack. But finding the time to implement them may be another matter. Business owners often feel like time is their scarcest resource. Just look at a recent business banking survey from Nav that found… Read More

Will I Have to Pay Taxes on My Credit Card Rewards?

As the old saying goes, there’s no guarantees in life but death and taxes. And while you will eventually experience both of those things, thankfully they will not be the result of all of your actions. For example, the rewards you earn from your credit cards are generally not tax deductible. Here's how cash back credit card rewards escape taxation. The credit card industry is extremely competitive, and card issuers will offer generous amounts of points, miles or cash back… Read More

7 Ways to Shake Up Your Weekly Meeting

The weekly staff meeting is a staple in offices around the world, but in many cases staff meetings are dull and boring sessions that workers begrudgingly drag themselves to because they have to, not because they want to or find them stimulating. Follow these seven steps to breathe a little life into your stale stand up staff meeting. Whether they are in-person or remote, adding a few rules to keep the meeting moving will leave everyone happier at the end… Read More

My Earnings Jumped When I Left My Home Office for a Co-Working Space

I began working for myself about a year ago. I loved it. I would wake up, get dressed eat breakfast and get to work. In the beginning, working from home was great. No one bugged me, my home was pretty quiet, and I seemed to get a lot of work done. Until I didn’t. I found my productivity dipping. I would get distracted by laundry, the neighbor’s dog barking, and the small paper pile that I needed to sort through.… Read More