Category: Running a Business

3 Reasons the Easiest Loan to Get May Not Be the Best Loan

For entrepreneurs, time is money. And unlike money, which you can generate with the right strategies, you can’t create more hours in the day. So it’s understandable that when it comes to finding small business financing, some business owners will go for the fastest and easiest financing, not realizing how that may impact their business in the long run. Here are three reasons why the easiest (or fastest) loan may not always be the best: 1. You May Overpay With… Read More

11 Business Clichés That are Actually Worth Listening To

There are few places with more cliché sayings than corporate America. While coming out of a meeting with a list of action items is common, sometimes you might just need to think outside the box to achieve a win-win situation filled with synergy going forward. Think that’s a mouthful? Check out these business clichés that are actually worth listening to. 1. Low-Hanging Fruit The term “low-hanging fruit” is used to discuss opportunities for the best results with the least amount… Read More

Is Social Security an Asset?

Back in July 2016, I wrote an article in relation to the concept of "Financial Freedom," which is the process of acquiring assets that produce cash flow, while simultaneously keeping your personal expenses low (or manageable) to where the cash flow from your assets can cover your personal expenses. But a major debate within personal finance circles centers around Social Security along with its sister program Medicare, in regards to if these programs are indeed "assets" or are they just another… Read More

4 Times It’s OK to Multitask

Everyone seems to have an opinion on getting things done – especially through the art of multitasking. With new studies and opinions coming out on the topic every year, the consensus on whether it works is mixed: “It’s counterproductive.” “It’s necessary.” “It’s dangerous.” Some even choose to believe that it doesn’t really exist. No matter which school of thought you choose to follow, the reality is that trying to do more than one thing at a time is common, and… Read More

8 Telltale Signs You’re Working at a Sinking Ship Company

You like your job. You need your job. Companies downsize, get bought out, declare bankruptcy, or go out of business altogether every day, but it could never happen to you—right? Wrong. Nothing in life is certain, and it's best to be prepared for worst-case scenarios. Look for these eight signs that your company might be failing, and avoid going down with the ship. 1. Changes in Vision Five days a week, we Navsters pull on our work boots to “materially… Read More

6 Signs You’re Micromanaging Your Business

No one wants to be micromanaged, but as it turns out, no one really wants to be known as a micromanager either. While a super small start-up might get away with it for a while, this annoying and often demoralizing habit can have a devastating effect on the workplace. It is especially destructive to a growing enterprise. Here’s why you can’t afford to allow it in your company culture, and how you can recognize it before it gets out of… Read More