Category: Running a Business

How Is Small Business Financial Health Attained and Maintained?

How Is Small Business Financial Health Attained and Maintained?

You won’t have a business without sales. But to have a truly sustainable business, you need more than just enough cash in the bank to pay your bills. Good business financial health allows your business to thrive and, if you choose, continue to grow.  Here’s how to understand and improve your business’s financial health. Why Is Small Business Financial Health Important? When you’re feeling healthy, everything is easier than when you’re not well. It’s the same thing when your business… Read More
Everything You Need To Know About Cash Flow Analysis & Lending Options For Your Business

Everything You Need To Know About Cash Flow Analysis & Lending Options For Your Business

Key takeaways: Optimizing your cash flow can improve your chances of getting a business loan. This includes maintaining up-to-date financial records, demonstrating revenue from multiple sources, and applying for financing proactively. Regular cash flow analysis helps small business owners track financial health, make smarter decisions, and spot problems early.  When you apply for a small business loan, banks and other lenders often analyze cash flow. They look for consistency, positive trends, and your ability to cover debt payments. A good… Read More
How to Beat the Inflation Blues as a Small Business Owner

How to Beat the Inflation Blues as a Small Business Owner

Entrepreneurs and small business owners are feeling the worst they’ve felt about the outlook for their businesses than we’ve seen in a generation. According to the National Federation of Independent Businesses, small business owners saying they expected better conditions for their companies over the next six months dropped to a net negative 61%. This is the lowest the optimism score has dropped since the trade group started polling small businesses in 1973. Now that the federal interest rate has been… Read More
The Current State of Small Business Rent Inflation and How Funding Options Can Help

The Current State of Small Business Rent Inflation and How Funding Options Can Help

One-third of small businesses couldn’t afford to pay their rent in the last six months. And more than half of renters have seen a commercial rent increase. If you’re wondering how we got here and the ways small business funding can help, that’s where Nav comes in.  This article examines why inflation is hitting the commercial real estate market, how tenants and landlords are both affected, and what you can do if you’re a small business struggling to pay rent. … Read More
What Are the Benefits of Financing Your Marketing Spend?

What Are the Benefits of Financing Your Marketing Spend?

In 2012, Dollar Shave Club spent $4,500 on a 90-second YouTube video titled “Our Blades Are F***ing Great.” Thanks to the crude tone, it went viral instantly. Forty-eight hours later, the company found itself with millions of views and 12,000 new orders. As a small business owner, you already know how powerful marketing can be. But what if you don’t have the cash flow you need to fund campaigns? The good news is that financing can help. Let’s explore how… Read More
Fintech Startup Brex Ends Small Business Cash Management: What’s Next for Account Holders?

Fintech Startup Brex Ends Small Business Cash Management: What’s Next for Account Holders?

Brex, popular corporate management spend startup, announced that it would shift its focus away from the small business market — the core segment Brex started out to serve. The small business owner typically supported by Brex is now deemed “no longer qualified” for their Brex Cash alternative banking option and will lose access to their account by August 15, 2022.   Sadly, this is not an isolated incident in the world of small business. The small business community is already challenged by… Read More