Category: Personal Credit

I’ve Been Denied for a Business Credit Card. What Now?

I’ve Been Denied for a Business Credit Card. What Now?

Nobody likes the feeling of rejection. It stings when you get turned down socially, and it hurts when you aren’t given a job. And as a small business owner, it can be very frustrating to be denied for small business credit card. If this has happened to you, don’t worry about it too much. There are still some steps you can take to be approved for the card that you applied for, and some alternative credit cards you can apply… Read More
Are Business Credit Cards Hard to Get?

Are Business Credit Cards Hard to Get?

When David Batchelor needed funding to run advertising campaigns for his business, DialMyCalls.com, a mass notification system used by schools, churches, nonprofits, and other organizations to send phone calls or text messages to a list of phone numbers, he was turned down for traditional financing. His local banks wouldn’t give him a business credit card, either, so he turned to personal credit cards. Business credit cards can be a source of fast and flexible financing for small businesses, but how… Read More
Why I Quit My MBA Program After 6 Months

Why I Quit My MBA Program After 6 Months

As someone who graduated college in December 2008, I know a thing or two about hustle. If you’ll kindly recall, the job market going into 2009 wasn’t great. While some thought the outlook was bleak, some optimists would describe it as a desolate wasteland — especially for those with thin resumes and almost zero experience. After working for nearly a year in a New York advertising agency (convincing them to give me two internships instead of one), I ran out… Read More
How to Get a Tax Filing Extension

How to Get a Tax Filing Extension

Advertiser Disclosure You already got an extra three days this year to file your taxes — the final deadline is April 18 instead of the traditional April 15 due to the celebration of Emancipation Day in Washington, D.C. But if that wasn't enough time, you can still file for an extension on your 2016 tax return. The good news for those needing an extension is that you don't have to pay a tax pro or tax prep service to get… Read More
A New Freebie for Military Members: Credit Freezes

A New Freebie for Military Members: Credit Freezes

Active-duty military members are given a number of financial protections that average consumers aren't privy to, and this week the major credit reporting agencies added one more perk to that list — free credit freezes. The move was announced Wednesday in a release from the Consumer Data Industry Association, a trade group that represents the major credit reporting agencies. Experian, Equifax and TransUnion are all participating in offering free credit freezes for active-duty military, which will roll out in the first… Read More
Here’s Why a Late Payment Totally Wrecks Your Credit Score

Here’s Why a Late Payment Totally Wrecks Your Credit Score

As more and more Americans have become credit-aware in the past few years, late payments have become the stuff of nightmares, and justifiably so. If you're one of the millions of Americans who have worked long and hard to improve your credit scores since the recession, making one late payment and seeing your scores dip 30, 40, perhaps even 50 points can be soul-crushing. Here's why late payments do so much damage and what you can do to prevent them,… Read More