Category: Business Financing

How Do Commercial Loans Work?

Small business loans, specifically commercial loans, are designed to help businesses borrow money for any number of reasons, from working capital to purchasing equipment or real estate.  Understanding how these loans work can help you make a smarter decision when your business needs a loan.  What is a Commercial Loan? The term "commercial loan" may sound intimidating if you're not familiar with it. If you're wondering, "What is commercial lending?" it simply refers to loans made to a business for… Read More

What Are the Best Business Savings Accounts in 2023?

Rising interest rates may hurt borrowers, but they benefit savers. If your business has extra funds sitting in your bank account, you may want to put that money to work for your business with an interest-bearing savings account. And even if your business isn’t flush, establishing a business savings account can be helpful for your business financial health. Here’s how to find the best business savings account for your business.  Should I Get a Business Savings Account? Probably. Setting aside… Read More

Chase Platinum Business Checking 2023 Review

Chase is one of the largest business banking players in the industry, and – while everyone is aware of their credit and loan products – not everyone knows about their three offerings for business checking accounts.  What can you expect? All of the qualified Chase business checking accounts offer the ability to manage your account from anywhere in the world, but the bank also gives you 5,000 physical branches for that face-to-face contact you might need from time to time.… Read More

Farm Equipment Loans: Financing Options for Farmers

Farms of all sizes require large, expensive equipment to operate. Whether you’re just starting out and need new equipment or are expanding your farming operations, agricultural equipment like tractors, harvesters, irrigation systems, seeding systems, fertilizer systems, and plows are all important tools whose cost can add up quickly. Luckily, there are financing options available for farmers and ranchers of all sizes. Read on to find out about the type of financing available to farmers for equipment.  Types of Farm Equipment… Read More

What Is Equity Financing?

Sometimes you need an influx of cash to launch or grow your business — equity financing is one way to do that. With an equity finance loan, you sell shares of your business in exchange for cash in hand to use for operations or growth. This type of financing can work well for small businesses and startups with little or no credit history or limited time in business.   In this article, we explain where to get equity financing, the pros… Read More

5 Best Easy Business Loans

Funding your business is necessary, but can be complicated. Sometimes, you just need financing fast. That’s why we compiled this list of business loans that make it easier to qualify than traditional bank loans. If you’re a new business, an entrepreneur, or a startup that is struggling to get funding, we have you covered. The right easy loan has a fast application process, quick funding times, and can provide you with enough working capital for your business needs. In this… Read More