Category: Business Financing

Everything You Need To Know About Cash Flow Analysis & Lending Options For Your Business

Everything You Need To Know About Cash Flow Analysis & Lending Options For Your Business

Key takeaways: Optimizing your cash flow can improve your chances of getting a business loan. This includes maintaining up-to-date financial records, demonstrating revenue from multiple sources, and applying for financing proactively. Regular cash flow analysis helps small business owners track financial health, make smarter decisions, and spot problems early.  When you apply for a small business loan, banks and other lenders often analyze cash flow. They look for consistency, positive trends, and your ability to cover debt payments. A good… Read More
The Current State of Small Business Rent Inflation and How Funding Options Can Help

The Current State of Small Business Rent Inflation and How Funding Options Can Help

One-third of small businesses couldn’t afford to pay their rent in the last six months. And more than half of renters have seen a commercial rent increase. If you’re wondering how we got here and the ways small business funding can help, that’s where Nav comes in.  This article examines why inflation is hitting the commercial real estate market, how tenants and landlords are both affected, and what you can do if you’re a small business struggling to pay rent. … Read More
Funding Circle Business Loans: An in Depth Review Updated for 2022

Funding Circle Business Loans: An in Depth Review Updated for 2022

Funding Circle is known for offering quick, affordable loans with fixed-rate terms to businesses with an established history. For small businesses who want to avoid the slow and inconvenient aspects of traditional bank loans, Funding Circle offers an attractive alternative. Funding Circle loans may also be a good alternative to the U.S. Small Business Administration (SBA) 7(a) loan due to higher maximum loan amounts, quicker funding time, and a shorter, less complicated application process.  What Is Funding Circle? Funding Circle… Read More
Equipment Line of Credit: What is it and Who are the Industry Leading Lenders?

Equipment Line of Credit: What is it and Who are the Industry Leading Lenders?

Small businesses that need funding to pay for equipment can consider an equipment line of credit.Unlike a traditional small business loan, a business line of credit allows the borrower to only pay interest on the amount they use.Borrowers can also re-use the credit once they pay it off. What is an Equipment Line of Credit? An equipment line of credit is a small business loan that allows you to  only pay interest on what you use. It also allows you… Read More
What Is a Micro Loan and Can Your Business Get One?

What Is a Micro Loan and Can Your Business Get One?

A micro loan is a small business loan intended for startups, self-employed individuals, or businesses with just a few employees.These loans tend to have higher interest rates and shorter repayment terms than traditional loans, but can be easier for small businesses or startups to get.Many microfinance or micro loan programs are aimed at underserved communities who don’t have access to other types of financing, including non profit organizations. The U.S. Small Business Administration (SBA) provides micro loans, but there are many… Read More
How Does an Inventory Line of Credit Work?

How Does an Inventory Line of Credit Work?

Business owners looking to increase cash flow for inventory might consider an inventory line of credit. This type of financing can work well for retailers, wholesalers, and seasonal businesses. In this article, we explain how inventory lines of credit work, how they’re different from an inventory loan, and which options are best. How an Inventory Line of Credit Works A business line of credit is a pool of money businesses can pull from as needed while only paying interest on… Read More