Category: Business Credit

Equifax® is one of the Big 3 consumer credit bureaus, and it’s one of the three major business credit bureaus as well. Equifax® credit scores are used by lenders, insurance companies, and other businesses to help them make better decisions.  As a small business owner, you’ll want to check, build, and monitor your personal and business credit with Equifax®. Here, we’ll explain how to understand and optimize Equifax® business credit scores.   If you’re not familiar with business credit, here are… Read More

Business credit cards can help small business owners establish business credit. On-time payments and low credit utilization on small business credit cards reported to  commercial credit bureaus help build strong business credit scores.  A good business credit profile may, in turn, help businesses qualify for a wider variety of small business loans and business financing options.  Major business credit bureaus include Dun & Bradstreet, Equifax, and Experian.  How Can I Ensure My Business Credit Card Activity Is Reported to Dun… Read More

Key takeaways: Simple habits can make it easier to build and keep great business credit scores.  Develop habits to help build good credit and a healthy financial business.  When your business has an opportunity to grow—or faces a cash crunch—the last thing you want to worry about is whether your credit is good enough to help you get funding. That’s why you want to build business credit before you need it.  In James Clear’s Atomic Habits, he explains how to… Read More