Category: Business Credit

This Service Provides Free Expert Advice for Your Small Business Debt

The debt help you deserve Trying to figure out how to handle your business debts? Expert advice for your small business debt is available. Here’s how to get the answers you need.  Michael Bovee has decades of experience helping small business owners in financial crises. He started helping them with their debts in 2001 after the “dotcom” crash. In 2008, he was flooded with requests for help from plumbers, framers, landscapers and “basically anyone working in the housing industry,” he… Read More

Does it Make Sense to Fund My Business With Home Equity?

I not only grew up in a family business and watched my Dad dip into the equity in our home when he was short on cash, there was a time or two when I felt compelled to fund my business with home equity. It’s not something I recommend today. Let me tell you why. As a Small Business Owner, You Probably Understand I hope you find this disclosure of my past mistakes helpful as you face the current health and… Read More

What Does the Fed’s Rate Cut Mean for Small Business?

On Sunday the Federal Reserve made an unprecedented cut to the federal funds rate for the second time this month by a full percentage point to a range of zero to .25%. In addition to the Fed's rate cut, they are also renewing a bond buying strategy employed following the financial crisis of 2008, saying they will purchase $500 billion in Treasury bonds and $200 billion in mortgage-backed securities.  The rate cut and the purchase of Treasury bonds is in… Read More

Dell Small Business Payment Solutions

Are you a small business owner who wants to propel your organization toward growth? If so, Dell Small Business Payment Solutions by Dell Financial Services can help. It can provide you with the technology and business financing options you need to stay ahead of your competition and succeed with flying colors. So what exactly do Dell Small Business Payment Solutions entail? Keep reading to find out.  Dell Small Business Payment Solutions Dell Small Business Payment Solutions strives to add value… Read More

How to Remove Hard Inquiries From Credit Reports

Your credit reports are filled with data about your credit obligations and how you manage them. What you might not realize is that your reports contain other important details as well, like records of when others access your credit information. These records are known in the credit world as inquiries and here’s how to remove hard inquiries from credit reports. Some inquiries, called hard inquiries, have the potential to trigger a drop in your credit score. Read on for a… Read More

Visa’s New Merchant Rate Changes: What They Mean For Your Business

[et_pb_section][et_pb_row][et_pb_column type="4_4"][et_pb_text]If your small business accepts Visa card payments, you may be facing higher interchange fees soon. A recent Bloomberg report cited a document sent by Visa to banks, which detailed how Visa's new merchant rate changes will take effect and who they will impact. What's Changing Visa and Mastercard facilitate more than $6.5 trillion in card payments each year, and interchange fees mean they get a slice of that pie. With the new changes, Visa will earn $1.99 on… Read More