Category: Business Credit Cards

Whether it’s an upcoming business trip or a major purchase you need to finance over time, there may be times when you need to get a business credit card quickly.  Applying for any type of small business loan or financing, including credit cards, can seem intimidating though. Will you be approved? How long will it take?  Here we’ll explain how easy (and fast) it can be to get a business credit card, based on your business needs and qualifications.  How… Read More

Business credit cards can be a great tool for small business owners. But most business cards require good credit to qualify. Small business owners who have trouble qualifying for a regular small business credit card may want to consider a secured business credit card.  With a secured card, cardholders secure their account with a deposit. (The deposit is typically returned when the account is closed if all payments have been made.) These cards feature many of the benefits of traditional… Read More

Business credit cards and business charge cards are two different financial tools that can help small business owners increase cash flow. The main difference between business charge cards vs. business credit cards is with payments. Charge cards require full payment at the end of the billing cycle while credit cards let you roll over your balance.  In this article, we’ll explore the similarities and key differences between credit cards and charge cards and how to choose the right one for… Read More