Category: Business Credit

Starting a Business After Chapter 7 Bankruptcy: A Guide to Moving Forward

Starting a Business After Chapter 7 Bankruptcy: A Guide to Moving Forward

Key Findings: Nearly 450,000 Americans filed for bankruptcy in 2023, and there were nearly 19,000 business bankruptcies the same year.  Americans are also starting businesses in record numbers, with over 21 million businesses started over the past four years. Bankruptcy will create challenges for starting a business, but does not have to stop entrepreneurs who are passionate about launching their business.  “I love entrepreneurs,” says San Francisco bankruptcy attorney Cathy Moran. “They are the most optimistic and hard working folks… Read More
Personal Credit Guide For Business Owners: What You Need to Know

Personal Credit Guide For Business Owners: What You Need to Know

If you spend time online researching credit for small business owners, you'll no doubt come across social media posts or videos promising that you can establish business credit and easily unlock hundreds of thousands of dollars in financing, regardless of your personal credit scores.  But try to implement that advice, and you’ll probably discover that you can’t afford to ignore personal credit altogether.  Yes, there are some types of business financing that don’t require good personal credit scores or personal… Read More
How to Get Money to Start a Business in 2025

How to Get Money to Start a Business in 2025

Key takeaways: If you need money to start your business, keep in mind that many successful businesses get creative and use a combination of personal savings, side hustle income, and strategic small business loans rather than waiting for perfect funding conditions. Learn how to layer multiple funding sources together—like microloans, crowdfunding, supplier credit, and business credit cards—to create a more flexible and resilient financing strategy. Build your business credit profile to position your business for more opportunities in the future. … Read More
Top Business Loans and Grants for Native American Entrepreneurs in 2024-2025

Top Business Loans and Grants for Native American Entrepreneurs in 2024-2025

There are about 49,000 American Indian and Alaska Native-owned small businesses in the US, according to US Census Bureau research. Indigenous entrepreneurs in the USA often face significant financial challenges, however: 56% of Native and Indigenous entrepreneurs cite financial issues such as raising capital or budgeting as their biggest challenge, according to a Breaking the Blueprint HubSpot blog survey. 16.3% of Native households don't use banks, due to high poverty rates, systemic racism, and lack of brick-and-mortar institutions on reservations,… Read More
When Can Your New Small Business Get a Business Loan

When Can Your New Small Business Get a Business Loan

Getting a small business loan for your new venture can feel like a catch-22: it takes money to make money. Lenders want to see a track record, but how are you supposed to get that?  Here we’ll explain when (and how) your small business can get a business loan. How Do Business Loans Work for a New Business Startup loans can be among the most difficult to get. Business loan requirements often consider three or four main factors: How long… Read More
D-U-N-S Number Lookup

D-U-N-S Number Lookup

If you run a small business, you’ve no doubt heard the expression: “Know your numbers”. While that advice often refers to numbers like sales or profit margins, there are other numbers you’ll need to know.  One is your company’s D-U-N-S® Number. Here’s what that number means, why it’s important, and how you can leverage it to help grow your business. What Is a D-U-N-S Number? A D-U-N-S Number is a unique nine-digit identifier for businesses, created by Dun & Bradstreet… Read More