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Michelle Black

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert with over a decade and a half of experience in the credit industry. She’s an expert on credit reporting, credit scoring, identity theft, budgeting, and debt eradication. Michelle is also an experienced personal finance and travel writer. You can connect with Michelle on Twitter (@MichelleLBlack) and Instagram (@CreditWriter).

Articles by Michelle Black

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3 Common Errors on Business Credit Reports – And How to Fix Them

Imagine the following scenario. You apply for financing for your business, but you’re turned down. When you ask the lender …

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5 Reasons Why Your Small Business Should Borrow Now

People have a lot of opinions when it comes to debt and borrowing. At one extreme, some believe that all …

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Business Credit Card Vs. Business Debit Card: Which Is the Better Choice?

There’s nothing like the convenience of plastic when you need to make a purchase. This is true both in your …

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Reporting Fraudulent Transactions on Your Business Credit Card

We live in a world where credit card fraud is the new normal. In 2018, the Federal Trade Commission received …

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Correcting Incorrect Information on Your Business Credit Reports

Building credit for your business takes time. Sure, there are tools and helpful guides that can make the process easier. …

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How to Build Business Credit from Scratch

Building credit for your company is a wise use of your time as a business owner. There’s a lot of …

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Best Practices for Managing Your Business Credit Card Accounts

When you open the right business credit card, it can come with some pretty great perks for you and your …

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What Is a UCC Filing & How to Remove a UCC Filing

Qualifying for business financing is often a tricky process. To increase your chances of approval, a lender needs to believe …

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How are Commercial Credit Bureaus and Lenders Using Social Media to Make Credit and Lending Decisions?

Your social media accounts are places where you can connect with others. They are platforms where you can seek entertainment …