Capital One Spark Miles for Business
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening. Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account. Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel. Transfer your miles to 15+ travel loyalty programs. Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services. Receive up to a $120 credit for Global Entry or TSA PreCheck®. $0 intro annual fee for the first year; $95 after that. Free employee cards which also earn unlimited 2X miles from their purchases.
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
8/10
Bottom Line
A good option if your priority is to accumulate travel points. Comes with a strong one-time bonus. Miles don't expire.
Pros
A great intro rewards offer with rewards flexibility, solid benefits, for those with excellent credit.
Cons
Above average interest rate, steep penalties for late payments, annual fee after the first year.
Features & Benefits
Fraud Coverage
$0 Fraud Liability for unauthorized charges
Rates and Fees
Intro APR
N/A
Purchase APR
25.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Welcome Offer
50,000 Miles once you spend $4,500 on purchases within 3 months from account opening
Rewards Rate
2 Miles per $1 on every purchase, everywhere and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
Foreign Transaction Fee
None
Reviews
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