CUSTOMER SPOTLIGHT
Meet Blake, owner of Guapaholics
See how Blake leveraged Nav to look favorable in front of the SBA
His Story
Beyond bootstrapping
Blake Milam started a T-shirt business in his dorm room as way to express himself. He would screenprint in the living room and dry shirts in the oven. Soon enough, orders started racking up. As profits grew, he’d invest them back into the business.
Blake started to realize that bootstrapping wasn’t going to get him the growth he wanted. He found Nav Prime, and started leveraging tradeline reporting and the Nav Prime Card to build his foundation. When a tornado came through his town, the business profile he had built with Nav helped him get a disaster grant from the SBA.
“When the SBA looked at my business, they saw that I was making on-time payments and had some tradelines. That [got] me to the next step to get a grant.”
— Blake Milam
financial health platform
Blake used Nav to set his foundation
Nav’s platform is designed to help you build a financially healthy business that looks favorable in front of lenders, vendors, and potential clients. Blake uses all the features to help him fine-tune his business. Nav Prime helped him establish a business profile. With the FICO SBSS add-on, he was able to track the score that the SBA uses so that he could improve it.
Cash flow health
Cash Flow Health motivates Blake
Blake says that when he sees his balances going toward the red, he knows he needs to step up his marketing to get more sales. The cash flow forecasting feature helps him to see and plan ahead, before he experiences any shortfalls.
nav prime
Blake uses Nav Prime to scale his business
Nav Prime helps maturing businesses like Guapaholics track and improve the financial factors that lenders care about, so they can grow beyond bootstrapping.
nav prime card
Blake charges everything to his Nav Prime Card
All business transactions go on his Nav Prime Card. The more he uses the card, the more it helps his business credit.
tradeline reporting
He has 2 Nav tradelines
The tradelines that he gets from Nav Prime and the Nav Prime Card both go toward helping him build healthy business credit.
You didn’t start your business because you love business credit
But that’s why we started ours. Nav isn’t just a powerful suite of financial tools — we’re part of your team.