The credit platform small business owners call home

Build your business credit and understand the factors that vendors, lenders, and potential partners care about.


Meet Nav

You didn’t start your business because you love business credit

But that’s why we started ours. Nav isn’t just a powerful suite of financial tools — we’re part of your team.


credit health

Track  your business and personal credit side by side

See the factors that impact your credit the most and take control with real-time alerts.

Macbook frame
IPhone frame frame


by the numbers

Nav helps your business reach new heights

We’ve helped small businesses all over the US take their business from idea to reality.

  • 2.1M

    small businesses have trusted Nav with improving their financial health

  • 42

    avg. point increase¹ across business credit bureaus for Nav Prime tradeline users who saw positive changes

  • 91%

    more likely to get approved for lending through Nav as a Nav Prime customer²

  • $114M

    in financing provided to small business owners through Nav’s partners in 2023


join nav prime

The simpler way to build business credit

Get the roadmap your business has been looking for. Up to 2 tradelines is just the start.

The reviews are in

Meet the small business owners who are redefining their business journey with Nav.

“Their credit reports are extremely helpful, very clear, and informative, and they are all offered at a fraction of the cost that it would be if a business purchased individual business memberships from each credit bureau. And on top of it, they consistently report a credit line to the business credit bureaus once a month.”

Sergio C.

Energy Company

“Nav is the guide indisputably in aiding and ​guiding businesses to WIN.​ When 10 banks turned my brand down for credit or loans, Nav came through with a solution.”

Jonathan C.

420XAA By JCole​

“After being denied for funding, I downloaded Nav and found things on my business credit report that I didn’t even know existed. This app is far more in depth than any of its competitors... Nav Shows you what the lenders are actually seeing. I’d give it 10 stars if I could.”

Tyler J.

Packaging Company

“I’m new to the whole business scene, so it helps to have an app that has so much all in one! Nav Prime is definitely a must-have for your new business.​”

Edward Y.

BGG Logistics


financial health

The free credit and financial health platform built for small business owners

Understand where your business stands today, what your options are, and how to move forward.

Do business on your terms

Privacy PolicyTerms of Use

© 2024 Nav Technologies, Inc. All Rights Reserved

California loans arranged pursuant to Department of Financial Protection & Innovation Lenders License 60DBO-98588

1

Based on aggregate data tracking positive business credit score changes in the first three months of having Nav tradeline reporting. This increase is an average score increase. Individual business credit scores use different scoring models. Results will vary. Scores are calculated from many variables; some users may not see improved scores.

2

Compared to customers without Nav Prime who were approved for lending through Nav. All offers are subject to lender underwriting and approval, which does not include status as a Nav Prime customer. Individual results will vary.

3

Results not typical. Individual results may vary.

Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Prime Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.