Secured Self Visa ® Credit Card: The new way to build credit
Looking to build or rebuild credit without a credit check? The secured Self Visa® Credit Card¹ is crafted for the credit builder in mind. With no credit check or prior credit required, anyone can start building credit. Simply fund your card’s security deposit with as little as $100, and use your card anywhere Visa® is accepted. Build credit by making on-time payments and maintaining a low credit utilization ratio. Every on-time payment helps establish a positive credit history. If you don’t have the minimum $100 security deposit, consider opening a Credit Builder Account² contributing as little as $25 a month⁴ . By making consistent, on-time payments, you can work towards the secured Self Visa® Credit Card³ while simultaneously building your credit with your Credit Builder Account. ¹The secured Self Visa® Credit Card is issued by Lead Bank, First Century Bank, N.A., each Member FDIC. ²Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to credit approval. ³The secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change. ⁴$25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc/pricing.
Effort to Apply
DifficultEasy
6/10
Bottom Line
Great option for those looking to build a consumer credit foundation without a hard credit check.
When you click ‘Start Building Credit,' we'll securely pass over your info, making sign up with Self’s Credit Builder Account* a breeze. Only answer a few additional questions on their end and you're good to go. Upon meeting the eligibility requirements***, a user could obtain the secured Self Visa® Credit Card**. See details tab for disclosures.
Pros
No hard pull on your credit
Cons
Minimum monthly payments required
Purchase APR
28.74% Variable Rates
Foreign Transaction Fee
N/A
Reviews
Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.
