Secured Self Visa ® Credit Card: The new way to build credit
Looking to build or rebuild credit without a credit check? The secured Self Visa® Credit Card¹ is crafted for the credit builder in mind. With no credit check or prior credit required, anyone can start building credit. Simply fund your card’s security deposit with as little as $100, and use your card anywhere Visa® is accepted. Build credit by making on-time payments and maintaining a low credit utilization ratio. Every on-time payment helps establish a positive credit history. If you don’t have the minimum $100 security deposit, consider opening a Credit Builder Account² contributing as little as $25 a month⁴ . By making consistent, on-time payments, you can work towards the secured Self Visa® Credit Card³ while simultaneously building your credit with your Credit Builder Account. ¹The secured Self Visa® Credit Card is issued by Lead Bank, First Century Bank, N.A., each Member FDIC. ²Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to credit approval. ³The secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change. ⁴$25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc/pricing.
Effort to Apply
DifficultEasy
6/10
Bottom Line
Great option for those looking to build a consumer credit foundation without a hard credit check.
When you click ‘Start Building Credit,' we'll securely pass over your info, making sign up with Self’s Credit Builder Account* a breeze. Only answer a few additional questions on their end and you're good to go. Upon meeting the eligibility requirements***, a user could obtain the secured Self Visa® Credit Card**. See details tab for disclosures.
Pros
No hard pull on your credit
Cons
Minimum monthly payments required
Purchase APR
28.74% Variable Rates
Foreign Transaction Fee
N/A
Reviews
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